Arthzo Exams
Arthzo Exams / Promotion exams

Bank promotion exams

Internal promotion papers are written for people already doing the work, so they test judgement rather than recall. These mocks are built the same way.

3
Full mocks live
450
Questions
2
Languages
Free
No sign-up

Patterns vary by bank. Each bank sets its own promotion paper, and the weightings below reflect the common shape rather than any one bank's notification. Always read your own bank's circular for the marks split and negative marking rules before you sit the exam.

Available mocks

Full-length papers under exam timing, plus shorter topic sets for weekday practice.

Promotion exam mock tests
Paper Covers Questions Time Status
Scale I to II pattern
Deposits, KYC, priority sector, branch operations 50 60 min Live
Scale I to II pattern
Appraisal, working capital, documentation, NPA 50 60 min Live
Scale II to III pattern
AML, risk management, audit, regulatory reporting 50 60 min Live
Promotion Mock 4 — Forex and treasury
Scale II to III pattern
FEMA, trade finance, exchange arithmetic 50 60 min October
Promotion Mock 5 — Full length
All sections combined
Complete paper under exam conditions 100 120 min October

What these papers actually test

The syllabus reads like a list of topics. In practice the paper is testing whether you can apply a rule at a counter, under pressure, with an unhappy customer waiting.

CreditHeaviest section
Appraisal, sanction and monitoring
Working capital assessment, term loan appraisal, security and documentation, consortium lending, restructuring, and the IRAC norms that govern classification.
~30% of paper
ComplianceGrowing weight
KYC, AML and regulatory obligation
Customer due diligence, risk categorisation, periodic updation, suspicious transaction reporting, and the consequences of getting any of it wrong.
~20% of paper
OperationsPractical
Branch banking and customer service
Deposit products, negotiable instruments, nomination and succession, locker rules, BCSBI commitments, grievance handling.
~20% of paper
RiskScale II upward
Risk management and audit
Credit, market and operational risk, Basel framework basics, internal audit, concurrent audit, and the reporting lines that go with each.
~15% of paper
GeneralWildcard
Banking developments and technology
Payment systems, digital channels, recent RBI policy, and the schemes your bank is currently being measured on.
~15% of paper

Preparing while working full time

Most candidates for these papers are doing them alongside a branch job, which rules out the study plans written for aspirants with free days. Two things matter more than hours: work the topic sets on weekdays in short blocks, and sit one full-length paper under proper timing every weekend so the pacing becomes automatic.

The single most common failure is not lack of knowledge but running out of time on the credit section, where the numericals sit. Sitting timed papers fixes that faster than more reading does.

Start Mock 1